5 Key Question’s Baby Boomers Must Ask Before They Retire: Q4: When is my spouse planning to retire?
4) When is my spouse planning to retire? A spouse
with a shorter work history (e.g., 20 or 25 years) can
realize a bigger increase in Social Security benefits by
working three extra years than a spouse with a 40-year
work history. Spouses also need to determine where
they will live and what type of activities they will
engage in once retired. They will also need to assess
the feasibility of their goals.